Terms and Conditions – Reinvest Safe

Brand/Domain: Reinvest Safe / reinvestsafe.com

Operated by: Reinvest Safe (the “Operator”)

Privacy Contact: contact@reinvestsafe.com | 15317 Thrift Ave, White Rock, BC V4B 2L4, Canada

Effective Date: June 12, 2026 | Last Updated: June 12, 2026

IMPORTANT NOTICE

PLEASE READ THESE TERMS CAREFULLY. These Terms of Service/Terms and Conditions (the “Terms”) constitute a legally binding agreement between you and the Operator. These Terms include an arbitration agreement and a class-action waiver that affect your legal rights. By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.

1. Definitions

“Site” means reinvestsafe.com and any subdomains, pages, functionalities, tools, forms, quizzes, calculators, widgets, and related services provided under Reinvest Safe.
“We,” “us,” “our,” and “Reinvest Safe” refer to the Operator and, where applicable, its affiliates.
“You” and “user” refer to any person who visits, accesses, or uses the Site.
“Content” means text, articles, comparisons, graphics, videos, audio, code, data, tools, quizzes, and other materials provided on or through the Site.
“Partner” means third parties including advertisers, lead buyers, affiliates, networks, sponsors, service providers, and other entities that offer products/services that may be marketed or referenced on the Site.
“Personal Information” has the meaning assigned in the Privacy Policy (as defined below).
“Submission” means any information, data, text, or materials you submit through the Site (including forms, quizzes, surveys, messages, or uploads).

2. Relationship with the Privacy Policy

Your use of the Site is also governed by our Privacy Policy (“Privacy Policy”), which is incorporated into these Terms by reference. The Privacy Policy explains how we collect, use, share, and retain information, including Personal Information, and describes your choices and rights.

If there is any conflict between these Terms and the Privacy Policy with respect to privacy practices, the Privacy Policy will control on privacy matters, while these Terms will control with respect to use of the Site, intellectual property, disclaimers, dispute resolution, and other contractual provisions.

3. Eligibility; Intended Audience; Geographic Scope

The Site is intended for users who are at least 18 years of age and located in the United States. By using the Site, you represent that you are 18 or older and that you have the legal capacity to accept these Terms.

If you access the Site from outside the U.S., you do so at your own risk and are responsible for compliance with applicable local laws.

4. Our Business Model; No Professional Advice; No Guarantee

Reinvest Safe is a digital publisher and performance-marketing platform. We provide informational content and may connect consumers with third-party offers and providers. We are not a lender, broker, bank, insurer, law firm, debt-settlement provider, or credit bureau, and we do not provide professional financial, legal, tax, or medical advice.

Any example, estimate, rate, term, or eligibility statement is illustrative only and may be based on assumptions or information provided by the user. Partners determine final approval, pricing, eligibility, and terms. We do not guarantee approval or any specific outcome.

5. Advertising, Affiliate Relationships, and Disclosures

The Site may contain advertisements and sponsored content. We may receive compensation when you click on ads, submit information, or acquire/interact with Partners’ products/services. This compensation may influence how offers are displayed, ranked, or described, where permitted by law.

We strive to provide accurate and up-to-date information, but we do not guarantee that all Content is complete, accurate, or current at all times.

5.4 Third-Party Advertising and Analytics Ecosystem

The Services participate in the Google Ads ecosystem (including Google Analytics, Google Tag Manager, Google AdSense, and Google Ad Manager), the Meta advertising ecosystem (including the Meta Pixel and Conversions API used to measure and deliver ads on Facebook, Instagram, Messenger, WhatsApp, and the Meta Audience Network), and the TikTok advertising ecosystem (including the TikTok Pixel and Events API). We may share limited data with these providers for measurement, attribution, remarketing, and the creation of Custom Audiences. These activities are described in detail in our Privacy Policy, which forms part of these Terms.

6. Permitted Use; License

Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, and revocable license to access and use the Site for your personal, non-commercial use. All rights not expressly granted are reserved.

You may not copy, reproduce, distribute, publicly display, reverse-engineer, scrape, or exploit the Site or the Content except as permitted by law or with our prior written consent.

7. Prohibited Conduct

You agree not to:

Use the Site for any unlawful, fraudulent, or deceptive purpose.
Submit false, misleading, or spoofed information, or attempt to misrepresent your identity.
Interfere with the operation, security, or integrity of the Site, including introducing malware or attempting unauthorized access.
Automate access (bots, scrapers) without our written authorization.
Engage in invalid-traffic practices, click fraud, incentivized clicks where prohibited, or other behavior that may harm advertising integrity.
Violate intellectual property rights, privacy rights, publicity rights, or any other rights of any person or entity.
Use the Site to harass, threaten, or harm others.

8. User Submissions; Accuracy; Responsibility

You are responsible for your Submissions and represent that the information you provide is accurate to the best of your knowledge. You agree not to submit sensitive identifiers (for example, SSN/ITIN) unless a form explicitly requests them.

By submitting information, you grant us and our service providers and Partners the right to use, store, process, and disclose your Submissions as described in the Privacy Policy and these Terms, including to connect you with offers and to operate, protect, and improve the Site.

9. Communications; Electronic Notices; TCPA/CAN-SPAM Alignment

By using the Site or providing contact information, you consent to receive communications from us by electronic means (including email, Site notices, and other digital methods).

If you provide your phone number and the applicable consent, you may receive calls and text messages from us and/or Partners as described in the Privacy Policy and the consent text presented at the time you submit your information. Message and data rates may apply.

Opt-Out:

You may opt out of marketing emails through the unsubscribe link in any email. You may opt out of SMS by replying STOP. For additional help, contact contact@reinvestsafe.com.

We may send transactional or relationship messages necessary to provide services, respond to inquiries, or meet legal/compliance obligations even if you opt out of marketing.

10. Third-Party Links; Partner Products; No Liability for Partners

The Site may link to third-party websites or services. We do not control and are not responsible for third-party content, privacy practices, security, or business practices. Your interactions with Partners are between you and the Partner and are governed by the Partner’s terms and policies.

We may receive performance feedback from Partners (for example, whether an application was completed) to improve matching and reporting.

11. Intellectual Property; Trademarks

The Site and the Content are owned by the Operator or its licensors and are protected by U.S. and international intellectual property laws. Reinvest Safe and associated logos are trademarks or service marks of the Operator or its licensors.

You may not use our trademarks without our prior written consent.

12. DMCA / Copyright Claims

If you believe that content on the Site infringes your copyright, you may submit a notice to contact@reinvestsafe.com including the information required by the Digital Millennium Copyright Act (DMCA). We may remove content and, where appropriate, terminate repeat infringers.

13. Disclaimers (Maximum Protection)

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SITE AND ALL CONTENT, INFORMATION, TOOLS, PRODUCTS, AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

WE DISCLAIM ALL WARRANTIES INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, AND SECURITY. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE OPERATOR, ITS AFFILIATES, OR ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR PARTNERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR RELATED TO YOUR USE (OR INABILITY TO USE) THE SITE OR PARTNER PRODUCTS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THE SITE OR THESE TERMS WILL NOT EXCEED $100 OR THE AMOUNT YOU HAVE PAID US (IF ANY) IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM, WHICHEVER IS GREATER.

15. Indemnification

You agree to defend, indemnify, and hold harmless the Operator and its Affiliates, and their officers, directors, employees, contractors, agents, and Partners, from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

Your access to or use of the Site.
Your Submissions or any allegation that your Submissions violate the law or third-party rights.
Your violation of these Terms, the Privacy Policy, or applicable law.
Your interactions with Partners (to the extent the claims arise from your conduct).

We reserve the right to assume exclusive defense and control of any matter subject to indemnification, and you agree to cooperate.

16. Arbitration Agreement; Class-Action Waiver (AAA)

PLEASE READ THIS SECTION CAREFULLY. It affects your rights and will substantially impact how disputes are resolved.

Except for disputes eligible for small-claims court or requests for injunctive relief relating to intellectual property, any dispute arising out of or related to these Terms, the Site, or your relationship with us will be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules (or other applicable rules).

The arbitration will be conducted by a single arbitrator. The arbitrator may award the same damages and remedies as a court.

Class-Action Waiver:

You and we agree that claims must be brought in an individual capacity and not as a plaintiff or member of a class in any class, collective, representative, or private attorney-general proceeding. The arbitrator may not consolidate claims or preside over any form of class proceeding.

If this class-action waiver is found unenforceable, then the entire arbitration provision will be null and void.

17. Governing Law; Jurisdiction for Court Actions

These Terms are governed by the laws of the Province of British Columbia, Canada, and the federal laws of Canada that may apply, without regard to conflict-of-laws principles.

To the extent a dispute is not subject to arbitration, you agree to submit to the exclusive jurisdiction of the courts located in the Province of British Columbia, Canada, and waive any objection to jurisdiction in such courts.

18. Termination; Suspension; Enforcement

We may suspend or terminate your access to the Site at any time, with or without prior notice, if we believe you have violated these Terms or engaged in conduct that may harm users, Partners, advertising integrity, or our business.

Upon termination, the license granted to you ends immediately. Sections that by their nature should survive will survive (including disclaimers, limitation of liability, indemnification, and dispute resolution).

19. Changes to These Terms

We may update these Terms from time to time. The “Last Updated” date will reflect the most recent revision. Your continued use of the Site after the changes take effect constitutes acceptance of the updated Terms.

20. Notice; Contact; Customer Support

For questions about these Terms, or to contact us, email contact@reinvestsafe.com or write to: 15317 Thrift Ave, White Rock, BC V4B 2L4, Canada.

21. General Provisions

Severability: If any provision is found unenforceable, the remainder will remain in full force and effect.
Assignment: You may not assign these Terms without our prior written consent. We may assign our rights and obligations.
No Waiver: Failure to enforce a provision does not constitute a waiver.
Entire Agreement: These Terms and the Privacy Policy constitute the entire agreement with respect to your use of the Site.
Headings: Headings are for convenience only and do not affect interpretation.
Force Majeure: We are not responsible for delays or failures beyond our reasonable control.

Schedule 1 – Partner Matching / Lead Delivery Terms

This Schedule is intended to support partner due diligence and describe the operational realities of lead generation and routing.

We may route your Submission to one or more Partners based on matching criteria, availability, and contractual obligations.
Partners may contact you using the information you provide, in accordance with your consent and applicable law.
We may suppress, deduplicate, or validate Submissions to prevent fraud and improve quality.
We may receive status signals from Partners (for example, whether an application was completed) for analytics, reporting, and improvements.

Schedule 2 – Advertising Integrity and Platform Compliance (Google / AdX Safe)

You may not generate or induce invalid traffic, including repeated clicks or automated browsing.
We may block, filter, or restrict access from suspicious sources and may share fraud indicators with providers or platforms where appropriate.
We may maintain records to support investigations and compliance obligations.

Schedule 3 – Communications and Consent Alignment (TCPA / CAN-SPAM)

SMS Opt-Out: Reply STOP (or another supported keyword).
Email Opt-Out: Use the unsubscribe link in the email footer.
Calls: Follow voice prompts or contact contact@reinvestsafe.com to request suppression.
We may maintain internal Do-Not-Contact lists and honor them across all providers and systems.

Schedule 4 – State Privacy Rights Linkage (CCPA/CPRA and Others)

Your privacy rights are described in the Privacy Policy and any applicable state addendum or notice.

Do Not Sell/Share
Limit the Use of Sensitive Personal Information
Privacy Rights Requests: contact@reinvestsafe.com

Reinvest Safe. 15317 Thrift Ave, White Rock, BC V4B 2L4, Canada